Time To Buy

2008-10-29T20:02:00.000-07:00

We worry too much on the ups and downs of the market. It should be inflation or the over-all price increase of goods and services, because it hits everyone across the board.

For those who are saving for the purpose of protecting their principal and those who may need their money in the next 3, 6 or more months or about to retire, pure bank deposits and government securities is good for you.
But is your money really safe in the bank? Does your money pace up with INFLATION?

You can opt to risk a little to earn a little bit more of return.
If your investment horizon is long-term or more than 5 years, then mutual fund is for you.

We don’t sell hype. No quick bucks, no false gains, no assurances, just plain track record.
There is no consistent return in the financial markets, but you are assured of a basket of portfolio concentrated on high yield stocks, high performing equities and fixed income securities.

1. WHEN IS THE RIGHT TIME?
As the saying goes, “buy low and sell high”. In a market so volatile like ours, i would take advantage of it's dip and add more to my investment. We can’t see the future, but in the long-term, equities have proven to be the best performing assets in the market.

2. DO YOU HAVE THE TIME?
It is not the timing that matters but how long you keep your money invested. Investors who stay in the market longer, despite the high and lows, reap higher profits in the long run compared to those who come and go when the market fluctuates. You will participate in the market’s uptrend should you stay longer. Go with the flow, ride the waves but most of all be a consistent saver. A consistent saver take advantage of cheap prices. Right now, we have all the time to come in and invest.

3. DO YOU PANIC?
Prices of stocks and bonds go up and down depending on the market. Some money market funds that were invested in the bond fund in the US also got hit. Stocks are volatile and fluctuate wildly. If you invest in stocks, know the fundamentals of what you are buying. You may be panicking on the current global financial crisis but don’t you know that shares bought (in 2003, PLDT was at P300.00/share and is currently around P1,930.00/share after 5 years)1 0 – 20 years ago are more valuable now in market prices? When the market goes berserk, ask if the fundamentals have changed. Bear markets are not forever. Stock markets can rise easily just as they fall quickly. You might not be able to reinvest on time to reap the potential benefits.

Are you a conservative investor? An important principle in savings – don’t put all of the eggs in one basket - Diversify. Venture and take risks. In stock investing and equity funds, the higher the risk the bigger the gains.

Our funds are invested on yield and return issues that are managed by people with high integrity and companies that are concerned in making their stockholders profitable.

In times like these, take advantage of the cheap share prices. Make saving and investing a habit and keep your focus on your long-term investment horizon.

HAPPY HALLOWEEN TO ONE AND ALL !!!!!!!!!!!!!!!!!

Thinking Aloud

Time To Buy